Now you know how to check your free triple credit score vote upvote downsharePrintflag Sign in or sign up and post using a hubpages account. Read more Hubs by infinityplusone Other product and company names shown may be trademarks of their respective owners. terms of use privacy policy (free company report Indiana 0.1 sec) HubPages Business Check your credit score regularly You are more likely to notice problems and inconsistencies if you check your credit score on a free company report Indiana regular basis at least once a year and preferably three times a year. Be sure to check your credit rating with each credit bureau, too. If you notice anything odd or anything you don’t recognize (such as a free company report Indiana charge account you did not open) report it immediately. Sometimes, these errors are caused by mistakes free company report Indiana made at the credit bureau, but they could be an indication that someone is using your identity. credit check for free In either case, such mistakes could hurt your credit score. If you think you have been the victim of identity theft, take action at once: 1) Contact the three major credit bureaus and ask to speak to the fraud department. Explain that you have been the victim of identity theft (or believe you may have been) and ask that an “alert” be placed on your file. This will let anyone looking at your report know that you may have been the victim of fraud. It will also mean that you will be alerted any time a lender asks to look at your file each time a lender does look at your file, it may be an indication that the identity thieves are trying to open a new account in your name. free credit reports government When the lender sees that the person applying is not you, they will deny the thieves credit and in most cases the criminals will stop trying to access your identity. Most alerts on your file last 90 or 180 days but you can extend this period to several years by asking the credit agencies for an extension of the “fraud alert” in writing. In some states, you can even ask for a freeze to be placed on your credit score and credit report which will prevent anyone but yourself and those creditors you already have from accessing your file. Any lenders the thieves contact to set up free company report Indiana a new account will be refused access and the thieves will not be able to get any more money in your name. You are entitled to a free free company report Indiana copy of your credit report if you have been the victim of identity theft. Be sure to take advantage of this offer so that you can check exactly how your credit has been affected. 2) Call the Federal Trade Commission (FTC) at 1-877-438-4338. This is the special hot line that the FTC has set up to help customers deal with fraud and identity theft. free credit reports once a year You will be able to get up-to-date information about your rights and advice as to what you can do to improve your credit score and keep in safe in the future. Identity free company report Indiana theft is a crime and free company report Indiana you need to file a police report (be sure to keep a copy of this report) so that you can help the police potentially catch the criminals responsible.
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